First Time Home Buyer Classes

Potential first time buyers learn the basics of the purchase process from certified experts. The eight hour classes are held monthly.

Please Pre-Register for a class. The registration instructions can be found here. Pre-registration is a requirement to attend. Walk-ins will not be accepted. Attendees are required to register online and pay a $50 non-refundable registration fee.

**Attendees are also required to fill out an Assessment prior to the class.

To view a list of our upcoming classes, please click here. All registration is done online.

Please Note:

  1. Each attendee MUST complete the Assessment and bring the completed document to the class. Without this, you will not receive a certificate.
  2. Classes are NON-REFUNDABLE
  3. Classes are first-come-first-serve
  4. You must attend the class you have registered for.
  5. We will not admit walk-ins.
  6. No late arrivals will be admitted.
  7. Certificates are made with the name given on online registration. Please make sure you double check spelling on names.For questions email: scrawford@housing.org.

 

Among the topics covered are:

  • Can I afford the house I have been looking at?
  • How does my credit score impact my mortgage payment?
  • How do I know whether I have a good credit score?
  • What can I do if there is a negative entry on my credit report?
  • Should I use a mortgage broker or go to a bank?
  • How do I choose a Mortgage Consultant?
  • What kind of loan is best for me?
  • What is pre-approval and do I need it?
  • Should I use a realtor or a real estate agent?
  • How do I choose a Real Estate agent
  • What do all of the disclosure forms mean?
  • When should I waive the contingencies?
  • How do I deal with all the loan application and escrow forms?
  • What kinds of insurance will I need?
  • How long does this whole process take?
  • Are there down payment assistance programs that I can apply for?
  • What do I do if I feel I have been subject to housing discrimination?

 

This site complies with the applicable regulations under Section 508 of the federal Rehabilitation Act.
For further information email: info@housing.org or call 408-720-9888.