First Time Home Buyer Classes

Potential first time buyers learn the basics of the purchase process from certified experts. The eight hour classes are held monthly.

Please pre-register for the pre-purchase homebuyer education class by completing our registration form. The registration instructions can be found here. Pre-registration is a requirement to attend. Walk-ins will not be accepted. Attendees are required to register online and pay a $40 non-refundable registration fee. To view a list of our upcoming classes, please click here. For technical support email: scrawford@housing.org.

Among the topics covered are:

  • Can I afford the house I have been looking at?
  • How does my credit score impact my mortgage payment?
  • How do I know whether I have a good credit score?
  • What can I do if there is a negative entry on my credit report?
  • Should I use a mortgage broker or go to a bank?
  • How do I choose a Mortgage Consultant?
  • What kind of loan is best for me?
  • What is pre-approval and do I need it?
  • Should I use a realtor or a real estate agent?
  • How do I choose a Real Estate agent
  • What do all of the disclosure forms mean?
  • When should I waive the contingencies?
  • How do I deal with all the loan application and escrow forms?
  • What kinds of insurance will I need?
  • How long does this whole process take?
  • Are there down payment assistance programs that I can apply for?
  • What do I do if I feel I have been subject to housing discrimination?

 

This site complies with the applicable regulations under Section 508 of the federal Rehabilitation Act.
For further information email: info@housing.org or call 408-720-9888.