Empower Homebuyers SCC Webinar Hosted by Housing Trust

Empower is a loan to help first-time homebuyers with up to 17% of the purchase price of a single family home, condo, or townhome in Santa Clara County. The maximum loan amount is $187,000 on a home that is up to $1,100,000. With only a 3% down payment required from the buyer, a 20% down payment on the home is possible. As a 30-year deferred loan, no monthly loan payments are required. This program is made for those with low to moderate incomes in the Bay Area. For example, with a household of four people, if your combined income is $181,550 or less, you may be eligible. If you want to buy a home just for yourself and make $127,100 or less, you could also qualify. Homebuyers must live or work in Santa Clara County. For more information about Income Limits and Program Requirements, please visit https://housingtrustsv.org/empower. Questions? Email EmpowerHomebuyersSCC@housingtrustsv.org.